RBI’s rate cut: What it means for your fixed deposits
Published in India Today | June 2025
Akhil Puri, Partner, Financial Advisory shed a light on the implications of the RBI’s 50 bps repo rate cut.
“The RBI’s rate cut is expected to lead to a gradual decline in FD interest rates, as banks adjust to easier lending conditions and surplus liquidity,” he said. “As real returns diminish, investors may start seeking alternatives that offer more competitive yields.”
He further observed that in a falling rate environment, traditional fixed-income options like FDs may lose their edge, prompting savers to reconsider their investment strategies.