US regulatory capital reforms: key takeaways for the US, EU and UK

In this 30 minute webinar, organised by the Forvis Mazars Global Financial Services Regulatory Centre (RegCentre), we provide a focused analysis of the proposed US regulatory capital framework and what it means for international banks from a US, EU and UK perspective.

The session examined the most consequential elements of the US Basel proposal, compared them with the EU and UK implementation of Basel III, and assessed how emerging jurisdictional divergence is likely to affect capital strategy, balance‑sheet optimisation and risk management.

We focused on where differences truly matter for internationally active banks and how senior leaders can navigate increasing regulatory fragmentation while maintaining competitiveness across regions.

Key takeaways

• Understand which changes in US capital requirements most impact internationally active banks
• Assess capital, balance‑sheet and product‑level implications of the final rules
• Identify critical differences across US, EU and UK Basel III implementation, including implications for credit, market and operational risk

Speakers

• Eric Cloutier, Partner, Global Head of Banking Regulations and Head of the Global FS Regulatory Centre (RegCentre), Forvis Mazars
• Bobby Bean, Managing Director and US RegCentre Leader, Forvis Mazars US
• David Labella, Director, Global FS Regulatory Centre (RegCentre), Forvis Mazars France
• Alexandre Poser, Partner, Global Co‑Head of Digital Assets and Co‑Head of Quantitative Solutions France, Forvis Mazars France
• Nicolas Cerrajero, Partner and Co‑Head of Quantitative Solutions UK, Forvis Mazars UK
• Oliver Phillips, Associate Director, Banking Risk Consulting, Forvis Mazars UK

To understand more on how the proposed changes impact U.S. banking organisations, read the article produced by our US colleagues here.