Monthly insolvency statistics – June 2026

Corporate Insolvencies

England and Wales

There were 1.845 company insolvencies in June 2026, similar to May 2026 (1,849) but 10% lower than June 2025.

Despite a small increase in March and April 2026, on average, volumes of company insolvencies since November 2025 have been 8% lower than the average across the 3 years preceding this.

Creditors Voluntary Liquidations (“CVLs”) totalled 1,365 in June 2026, being 74% of all company insolvencies. The number of CVLs was 3% lower than May 2026 and 15% lower than June 2025.

Compulsory Liquidations (“WUCs”) totalled 276, 2% lower than in May 2026 and 15% lower than in June 2025.

There were 191 administration appointments in June 2026, 45% higher than in May 2026 and 80% higher than in June 2025. The average monthly number of administrations in the first half of 2026 was 41% higher than 2025 monthly average.

This was driven by higher numbers in March, April and June 2026, when approximately 260 connected companies in the real estate sector entered administration.

Finally, there were 14 CVAs in June 2026, 44% higher than May 2026 and 7% lower than in June 2025. Numbers remain low compared to historical levels.

Scotland

In June 2026, there were 104 company insolvencies registered in Scotland, similar to the number in June 2025. The total number of company insolvencies was comprised of 61 CVLs, 41 compulsory liquidations and two administrations. There were no CVAs or receivership appointments.

Northern Ireland

In June 2026 there were 18 company insolvencies registered in Northern Ireland, 28% lower than in June 2025. The total number of company insolvencies was comprised of 12 compulsory liquidations, five CVLs and one CVA. There were no administrations or receivership appointments.

Personal Insolvencies

England and Wales

In June 2026, 11,871 individuals entered insolvency in England and Wales, representing a 5% increase on May 2026 and a 16% increase on June 2025. The total comprised 7,318 Individual Voluntary Arrangements (IVAs), 3,879 Debt Relief Orders (DROs) and 674 bankruptcies.

Over the 12 months to 30 June 2026, IVAs accounted for 58% of all individual insolvencies, compared with 36% for DROs and 6% for bankruptcies. This continues the long-term trend towards IVAs as the predominant insolvency solution, while bankruptcies represent an increasingly smaller proportion of cases, having fallen from 17% of all insolvencies in 2016.

The total of 3,879 DROs in June 2026 was 7% lower than May 2026 and 7% lower than June 2025. Monthly numbers over the past 2 years have been higher than at any other point since their introduction, following the removal of a fee for entering a DRO in April 2024.

There were 674 bankruptcies in June 2026, which was similar to May 2026, but 9% higher than June 2025. Since March 2026, monthly bankruptcy volumes have on average been slightly higher than in the same month in 2025.

Of the 674 bankruptcies, 77% resulted from debtors’ applications and 23% from creditors’ petitions, reflecting the continued predominance of debtor-initiated bankruptcies.

The 7,318 IVAs registered in June 2026 was 13% higher than in May 2026 and 33% higher than in June 2025. With the exception of December 2025, which was affected by the clearing of a backlog of cases that were agreed in previous months, this is the highest monthly number since November 2022.

There were 4,495 breathing space registrations in June 2026 being 41% lower than in June 2025. Numbers of breathing spaces have been lower since December 2025 after the largest money advisor group by number of cases updated its suitability criteria for its clients to apply for a breathing space.

There were 4,365 standard breathing Space registrations and 130 were mental health breathing space registrations. 

Scotland

The Accountant in Bankruptcy produces individual insolvency statistics on a quarterly basis. Therefore, the numbers in this section are only updated once every 3 months.

The quarters referred to are calendar year quarters, such that Q1 2026 covers the period 1 January to 31 March 2026. In Q1 2026, there were 2,003 individual insolvencies in Scotland, which was 20% higher than in the same quarter of 2025.

The individual insolvencies were comprised of 1,273 protected trust deeds and 730 bankruptcies (also known as sequestrations), of which 381 went into bankruptcy via the minimal asset process route. The rules regarding bankruptcy differ to those in England and Wales, so numbers of bankruptcies are not directly comparable.

Northern Ireland

In June 2026, there were 189 individual insolvencies in Northern Ireland. This was 13% higher than in June 2025. There were 136 IVAs, 20 bankruptcies and 33 DROs.